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GA 153 Task Force - Automobile Insurance Reform

Monday, January 26, 2026·1h 50m·▶ Watch / Listen

The GA 153 Automobile Insurance Reform Task Force held a working session focused on medical costs as a driver of auto insurance premiums in Delaware, hearing sharply divided testimony from physicians, attorneys, insurance industry representatives, and consumer advocates on whether a PIP fee schedule modeled on workers comp or Medicare rates would meaningfully reduce premiums — with no formal action taken and the task force facing a March 10th deadline to submit its final report to the General Assembly.

Key Actions

·No Bill Number – Medical Costs in Automobile Insurance (PIP & Fee Schedules)No Vote

+ 1 more action

Controversies

Florida PIP reform outcomes — did premiums actually go down?

Dr. Colon stated his information showed Florida premiums 'did not go down,' that filings of legal/negligence cases 'actually went up by 40%,' and there was 'no meaningful drop in the medical severity' following reform. Nancy directly contradicted this, offering to send 'the press release from the Bureau of Insurance talking about the big reduction in rates that have been occurring in the state' and stating 'yes, there was a big reduction in premiums' and that '17 new insurance companies' entered the Florida market after reforms.

+ 5 more controversies

Notable Quotes

“Attempting to get premiums reduced by reducing medical fees is kind of like, it's kind of like turning a light off in your house to save energy when your windows are open, your air conditioner is running in the middle of summer. It's just not, it's not the cost driver.”

Dr. Brown — Dr. Brown was responding to the task force's discussion of whether implementing a PIP fee schedule modeled on workers comp rates would meaningfully reduce auto insurance premiums in Delaware.

+ 3 more quotes

Votes

Motion to approve the minutes of the January 21st meetingPassed
Motion to adjournNo Vote
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TranscriptPreview
This meeting is being recorded. Hi, Brandon. Yes. How's it going? Hey. Good. Lee Dotson. Just checking to make sure the audio is working. Yep, it's working. Cool. I'll mute myself now. Thank you. Absolutely. We're just going to give it a few more minutes. Sure. Everyone enjoyed the weather. Might ask some of our medical providers provide some tips for shoulders and backs post shoveling. For those of us who do not have a snow blower but will be going out to buy one in the near future, I can give you the phone number. 302. Yes. Is that for buying a snowblower or for your office? I wasn't sure I was gonna. I was starting with my office, but I think I need myself right now after what I just did. I think the hardest thing about it is it's not you try and shovel it. It's not snow. It's like an arctic cap melted and the ice flow came down here. They're so heavy to lift. Oh, they were more like chunks of ice rather than snow. So, yes, I predict you'll keep that cell phone handy. It's going to be ringing. Senator, I was just going…
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