House Economic Development/Banking/Insurance & Commerce Committee Meeting

Tuesday, March 10, 2026·1h 51m·▶ Watch / Listen

The House Economic Development/Banking/Insurance & Commerce Committee advanced four bills — on marijuana spacing, executor eligibility, liquor store zoning, and credit card swipe fees on tips — with HB 315 generating the most contentious debate, pitting restaurant owners and the Delaware Restaurant Association against credit unions, banks, and the Electronic Payments Coalition before being released from committee over one dissenting vote.

Key Actions

·HB 315 – Prohibition on Interchange Fees on GratuitiesPassed

+ 3 more actions

Controversies

HB 315 — Whether the bill targets Visa and MasterCard or local credit unions and banks

Deb Peters (Electronic Payments Coalition) stated: 'the sponsor of the legislation talked a lot about Visa and MasterCard. But this bill as worded directly will not impact Visa or MasterCard. This bill as worded affects your local banks and your local credit unions.' This directly contradicted the framing of Representative Williams and expert witness Dan Swanson, who described the bill as prohibiting payment card networks from imposing interchange fees on tips.

+ 4 more controversies

Notable Quotes

“A tip is not a transaction. It's a thank you. And no part of that tip should go to a bank.”
Carrie Leishman, Delaware Restaurant Association — Leishman was arguing in favor of HB 315, which would prohibit interchange fees from being charged on the gratuity portion of credit card transactions.

+ 3 more quotes

Votes

Motion to release HB 315 – Credit Card Fees (Interchange Fees on Gratuities)Passed

Yes (11)Representative Berry, Representative Gray, Representative Griffith, Representative Ross Levin, Representative Short, Representative Short, Representative Smith, Representative Snyder Hall, Representative York, Representative Carson, Representative Bush

No (1)Representative Wilson Anton

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TranscriptPreview

Sa. Sa. All right. Members, please be aware that there are microphones at your desk that will easily pick up conversations. These mics are connected to live streams so the public may watch proceedings. The House Economic Development, Banking, Insurance and Commerce Committee meeting is called to order. The public may participate virtually through zoom webinar by registering via the meeting link posted on the General Assembly's website. Instructions for providing public comment are also posted under this committee meeting's notice on the website will be given during the public comment portion of this hearing. Members of the public who are physically present for the meeting may sign up on the list to speak on the bill they want to discuss. Currently right here. The list is now available right here. Please note that any votes may be taken by roll call vote. We will offer the bill for signatures the absent committee members. If it receives enough signatures for release from committee, it will be reported on the legislative website and announced on the House floor during session. All right, let's begin today's meeting by taking a roll call attendance to the committee members. Present. Chair Bush. President. Vice…

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