Delaware's Automobile Insurance Reform Task Force debated driver education reform and the use of credit-based insurance scoring, with sharp disagreement over whether credit scoring harms low-income consumers or benefits the majority. No votes were taken and no legislation was advanced; the task force extended its deadline through February with a final report due on the first legislative session day in March.
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Lee Dotson argued that credit scoring benefits the majority of consumers, citing an Arkansas report showing 54% received decreased premiums, and that removing it 'is going to cause rates to go up.' Steve Mora countered that a consumer federation representative previously showed the task force 'there is no correlation between insured credit score and claims history' and argued that 'a person with excellent credit and a DUI pays less for insurance than somebody with poor credit,' with lower-income consumers bearing the greatest harm.
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“And we talk , just don't have so many levers when I look at this, because I'm. If I'm going to sit here and do this, I'm going to take the time to do it. My time is valuable. That's the only thing that we all have is our life and time. So I'm going to sit here and do it. I'm going to apply that. Aren't going to be a lever, can't change pit, full torque, limited torque. That's a lever you can pull, but that's going to be a gray area. Right. If you switch everything to limited torque”
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Sign in to subscribeRecording in progress. Sam Task force meeting notice and will be provided during a public comment portion of this meeting. Members of the public, depending in person, should sign the signing document for attendance and indicate if they would like to provide public comment. Please note that any votes today taken other than approval amendments shall be done by roll call vote. And so we shall begin by taking roll call attendance to task force members. President, any member who's joining virtually, please ensure that your cameras remain on for the you have the meeting to the best of your ability. Your name is called. Please unmute your device and affirm your attendance. Once you've been recorded as present, please mute your device for the duration of the role. Senator Spiros Mans. I am present. Representative Bill Bush. Present. Senator David Wilson. Representative Danny Short. Present. Commissioner Navarro. Here. Lee Dotson. Present. Travis Downs. Present. Courtney Thomas. Present. Nancy Egan. Present. Miranda Clifton. Present. Holly Bakke. Present. Harry Phillips. Present. Steve Mora. Present. Dr. Colon. Dr. Alexiev. Dr. Ennis. Present. Dr. Brown. Present. Carlene Ryan. Present. Dr. Quorishi. Presentation. And Dr. Strake. Present. Okay, a quorum being present, you all…
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